What Types of Tree Survey Are Available in Findhorn?
Findhorn property owners choose between three survey types: a Tree Condition Report for general health checks, a Mortgage Tree Report for lender requirements, and a BS5837 survey for planning and development.
Tree Condition Reports (TCR)
A Tree Condition Report assesses the health, structure and stability of a tree, identifying disease, decay and risk of failure. Insurers, homeowners and land managers request this report to inform management decisions.
Mortgage Tree Reports (MTR)
A Mortgage Tree Report is required when a lender's valuation flags trees near a property during a purchase or remortgage. The report satisfies the tree-related conditions set by major UK lenders before funds release.
BS5837 Tree Surveys
A BS5837 survey categorises every tree on site by quality and value, sets root protection areas, and produces a tree constraints plan. Moray Council requires this survey for planning applications affecting trees.